New Debt / Obligation

Pinnacle Financial Partners, Inc. completed a public offering of $750 million aggregate principal amount of its 5.596% Fixed Rate / Floating Rate Senior Notes due 2032 on May 19, 2026. These notes will bear interest at a fixed rate of 5.596% per annum until May 19, 2031, and then transition to a floating rate based on the Secured Overnight Financing Rate plus 1.70%.