Company Update

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549     FORM 8-K     Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 October 28, 2025 Date of report (Date of earliest event reported)     Truist Financial Corporation (Exact name of registrant as specified in charter)       North Carolina   1-10853   56-0939887 (State or other jurisdiction of incorporation)   (Commission File No.)   (IRS Employer Identification No.) 214 North Tryon Street Charlotte , North Carolina     28202 (Address of principal executive offices)     (Zip Code) (844) 487-8478 (Registrant’s telephone number, including area code) Not Applicable (Former name, former address and former fiscal year, if changed since last report)     Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions (see General Instruction A.2 below).   ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)   ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR240.14a-12)   ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)).   ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13(e)-4(c)) Securities registered pursuant to Section 12(b) of the Act:   Title of Each Class   Trading Symbol(s)   Name of each exchange on which registered Common Stock, $5 par value   TFC   New York Stock Exchange Depositary Shares each representing 1/4,000th interest in a share of Series I Perpetual Preferred Stock   TFC.PI   New York Stock Exchange 5.853% Fixed-to-Floating Rate Normal Preferred Purchase Securities each representing 1/100th interest in a share of Series J Perpetual Preferred Stock   TFC.PJ   New York Stock Exchange Depositary Shares each representing 1/1,000th interest in a share of Series O Non-Cumulative Perpetual Preferred Stock   TFC.PO   New York Stock Exchange Depositary Shares each representing 1/1,000th interest in a share of Series R Non-Cumulative Perpetual Preferred Stock   TFC.PR   New York Stock Exchange Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company  ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐       ITEM 8.01 Other Events On October 28, 2025, Truist Financial Corporation (“Truist”) issued a news release announcing the redemption on November 13, 2025 of all of the outstanding depositary shares, each representing a 1/25 th interest in a share of Truist’s Series P Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, par value $5.00 per share and with a liquidation preference of $25,000 per share (the “Series P Preferred Stock”), pursuant to the optional redemption provisions in the documents governing such depositary shares and the Series P Preferred Stock. A copy of the news release announcing the redemption is attached as Exhibit 99 to this Current Report on Form 8-K and is incorporated by reference into this Item 8.01.   Item 9.01. Financial Statements and Exhibits. (d) Exhibits.   Exhibit No.    Description 99    News release dated October 28, 2025 104    The cover page from this Current Report on Form 8-K, formatted in Inline XBRL.   SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.       TRUIST FINANCIAL CORPORATION (Registrant)     By:   /s/ Cynthia B. Powell     Name:   Cynthia B. Powell Date: October 28, 2025     Title:   Executive Vice President and Corporate Controller (Principal Accounting Officer)