Qfin Holdings, Inc. files 20-F

Qfin Holdings, Inc. reported a net income of RMB5,975,643 thousand (US$854,507 thousand) for the fiscal year ended December 31, 2025, a decrease from RMB6,248,116 thousand in 2024. Total net revenue increased by 11.9% to RMB19,205,059 thousand (US$2,746,287 thousand) in 2025, primarily driven by growth in average outstanding on-balance-sheet loans and an increase in capital-heavy loan facilitation volume.