Shareholder Vote

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549     Form 8-K     CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934   Date of Report (Date of earliest event reported): 4/29/2025     UMB FINANCIAL CORP ORATION (Exact name of registrant as specified in its charter)     Commission File Number: 001-38481   MO 43-0903811 (State or other jurisdiction of (IRS Employer incorporation) Identification No.)   1010 Grand Blvd. , Kansas City , MO 64106 (Address of principal executive offices, including zip code)   ( 816 ) 860-7000 (Registrant’s telephone number, including area code)   (Former name or former address, if changed since last report)     Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:   ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)   ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)   ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))   ☐ Pre-commencement communications pursuant to Rule 13c-4(c) under the Exchange Act (17 CFR 240.13e-4(c))   Securities Registered Pursuant to Section 12(b) of the Act: Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock, $1.00 Par Value UMBF The NASDAQ  Global Select Market Depositary Shares, each representing a 1/400th interest in a share of 7.00% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A UMBFP The NASDAQ  Global Select Market     Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).   Emerging growth company ☐   If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐       Item 5.07 Submission of Matters to a Vote of Security Holders   The annual meeting of shareholders of the Company was held on April 29, 2025 (the “Annual Meeting”). As of the record date, there were a total of 72,655,215 shares outstanding and entitled to vote at the Annual Meeting. At the Annual Meeting, 65,308,613 shares were represented in person or by proxy, therefore, a quorum was present. The following proposals were submitted by the Board of Directors to a vote of the shareholders: 1. Election of 16 directors to hold office until the 2026 annual meeting of shareholders. The nominees for the directorships received the following votes:   Director   For     Against     Abstain     Broker Non-Votes    Robin C. Beery     57,831,910       1,462,399       24,464       5,989,838    Janine A. Davidson     57,894,577       1,387,905       36,291       5,989,838    Kevin C. Gallagher     57,273,535       2,019,560       25,679       5,989,838    Greg M. Graves     56,616,847       2,661,578       40,348       5,989,838    Bradley J. Henderson     58,223,765       1,065,222       29,786       5,989,838    Jennifer K. Hopkins     58,378,397       871,188       69,188       5,989,838    J. Mariner Kemper     56,814,595       2,467,978       36,200       5,989,838    Gordon E. Lansford, III     58,054,892       1,239,496       24,385       5,989,838    Margaret Lazo     58,270,453       1,004,261       44,059       5,989,838    Susan G. Murphy     58,347,371       914,003       57,400       5,989,838    Timothy R. Murphy     58,007,543       1,286,342       24,889       5,989,838    Tamara M. Peterman     57,808,536       1,471,693       38,544       5,989,838    Kris A. Robbins     57,202,191       2,090,546       26,037       5,989,838    John K. Schmidt     58,287,664       943,444       87,665       5,989,838    L. Joshua Sosland     56,768,480       2,497,419       52,874       5,989,838    Leroy J. Williams, Jr.     58,062,750       1,232,024       23,999       5,989,838     Based on the votes set forth above, each of the nominees was elected to serve as a director until the annual meeting in 2026.   2. Advisory vote (non-binding) on the compensation paid to our named executive officers.   For     Against     Abstain     Broker Non-Votes     58,138,393       965,678       214,702       5,989,838       3. Ratification of the Corporate Audit Committee's engagement KPMG LLP to serve as the Company's independent registered public accounting firm for 2025. The proposal received the following votes:   For     Against     Abstain     Broker Non-Votes     64,122,432       944,053       242,127       —         Item 9.01 Financial Statements and Exhibits   104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL.         SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.   UMB FINANCIAL CORPORATION     By:     /s/ Ram Shankar   Ram Shankar Chief Financial Officer Date: May 2, 2025