Material Agreement · New Debt / Obligation

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ____________________   FORM 8-K   CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934   Date of Report (Date of earliest event reported): March 31, 2021 Commission File No.  001-12257   MERCURY GENERAL CORPORATION (Exact Name of Registrant as Specified in Charter) California 95-2211612 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 4484 Wilshire Boulevard Los Angeles, California 90010 (Address of principal executive offices) (Zip Code) Registrant’s telephone number, including area code: ( 323 )  937-1060 ____________________   Not applicable (Former name or former address, if changed since last report)   Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14.a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act: Title of Each Class Trading Symbol(s) Name of Each Exchange on Which Registered Common Stock MCY New York Stock Exchange Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company     ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ Item 1.01. Entry into a Material Definitive Agreement On March 31, 2021, Mercury General Corporation (the "Company") entered into an Amended and Restated Credit Agreement (the "Amended and Restated Credit Agreement") with Bank of America, N.A., as administrative agent, and the other lenders party thereto, which amends and restates the existing Credit Agreement (the “2017 Credit Agreement”) by and among the parties, dated as of March 29, 2017 (as amended to date). The Amended and Restated Credit Agreement, among other things, extends the maturity date of the loan that is the subject of the 2017 Credit Agreement to March 31, 2026, increases the aggregate commitments by all the lenders to $75 million from $50 million under the 2017 Credit Agreement, adds an additional lender, relaxes or removes certain financial covenants of the 2017 Credit Agreement, and makes minor changes to the schedule of different interest rates charged on the outstanding loans based on the Company’s debt to capitalization ratio. The foregoing description of the Amended and Restated Credit Agreement does not purport to be complete and is qualified in its entirety by reference to the Amended and Restated Credit Agreement, a copy of which is filed as Exhibit 10.1 to this Current Report on Form 8-K and is incorporated herein by this reference. Item 2.03. Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of Registrant The information set forth in Item 1.01 of this Current Report on Form 8-K is incorporated into this Item 2.03 by reference. Item 9.01. Financial Statements and Exhibits (d)      Exhibits 10.1      Amended and Restated Credit Agreement dated as of March 31, 2021, by and among Mercury General Corporation, Bank of America, N.A., as administrative agent, and the other lenders party thereto. 104. Cover page Interactive Data File (formatted as inline XBRL) -2- SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.   Date: April 1, 2021     MERCURY GENERAL CORPORATION     By:   /s/ T HEODORE S TALICK     Name: Theodore Stalick     Its:   Chief Financial Officer -3-