Company Update

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549   FORM 8-K   CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934   Date of Report (Date of earliest event reported): October 24, 2017 AMERCO ( Exact name of registrant as specified in its charter )         Nevada 1-11255 88-0106815 ( State or other jurisdiction of ( Commission File Number ) ( I.R.S. Employer Identification No. ) incorporation )       5555 Kietzke Lane , Ste. 100 Reno, Nevada 89 511 (Address of principal executive offices including zip code)   (775) 688-6300 ( Registrant’s telephone number, including area code )   Not Applicable ( Former name or former address if changed since last report )   Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:   [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)   [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)   [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))   [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))       Item   8.01Other Events   Fixed Rate Secured Notes Series UIC-2G, 3G, 4G, 5G, 6G, 7G, 8G, 9G, 10G, 11G, 12G, 13G, 14G and 15G   On October 24, 2017, the Company and the Trustee entered the Thirty-First Supplemental Indenture to the Base Indenture (the “ 31 st Supplement”) and a Pledge and Security Agreement (the “Security Agreement”).  In connection with the foregoing, the Company has offere d up to $ 4,970,000 in aggregate principal amount of its UIC-2G, 3G, 4G, 5G, 6G, 7G, 8G, 9G, 10G, 11G, 12G, 13G, 14G and 15G Secured Notes (the “Notes”) in a public offering.  Investors in the Notes must first join the U-Haul Investors Club. The Company intends to use the proceeds from the Notes offering to reimburse its subsidiaries and affiliates for the cost of acquisition and development of the collateral pledged in such offering (the “Collateral”) and for general corporate purposes.     The Notes bear interest at rate s between 4.93% and 6.07 % per year and mature between eight and twelve years from issue date and are fully amortizing over the ir respective terms . Principal and interest on the Note s will be credited to each holder’s U-Haul Investors Club account on a quarterly basis in arrears throughout the term . The 31 st Supplement and the Security Agreement contain covenants requiring the maintenance of a first-priority lien on the Collateral subject to permitted liens, and a prohibition of additional liens on the Collateral.  The Notes are not guaranteed by any subsidiary of the Company and are structurally subordinated to existing and future claims of creditors of the Company’s subsidiaries.   The Notes will be offered and sold pursuant to the Company’s shelf registration statement on Form S-3 (Registration No. 333- 215546 ) under the Securities Act of 1933, as amended.  The Company has filed with the Securities and Exchange Commission a prospectus supplement dated October 24, 2017 , together with the accompanying prospectus dated January 13, 2017 , relating to the offeri ng and sale of the Notes.    For the complete terms and conditions of the 31 st Supplement and the Security Agreement, please refer to the 31 st Supplement and the Security Agreement themselves, each of which is incorporated herein by reference and attached to this Current R eport on Form 8-K as Exhibit 4.1 .   The opinion and consent of Jennifer M. Settles, Secretary of the Company, as to the validity of the Notes is incorporated by reference into the Registration Statement on Form S-3 (File No. 333- 215546 ) and filed as Exhibit 5.1 hereto.       Item 9.01.Financial Statements and Exhibits.   (d)Exhibits.    Exhibit No. Description 4.1 Series UIC-2G, 3G, 4G, 5G, 6G, 7G, 8G, 9G, 10G, 11G, 12G, 13G, 14G and 15G Thirty-First Supplemental Indenture and Pledge and Security Agreement dated October 24, 2017 , by and between AMERCO and U.S. Bank National Association, as trustee . 5.1 Opinion of Jennifer M. Settles, Secretary of AMERCO. 23.1 Consent of Jennifer M. Settles, Secretary of AMERCO (included in Exhibit 5.1).       SIGNATURES   Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.   AMERCO (Registrant)   /s/ Jason A. Berg Jason A. Berg Chief Financial Officer   Date: October 25, 2017       EXHIBIT INDEX   Exhibit No. Description 4.1 Series UIC-2G, 3G, 4G, 5G, 6G, 7G, 8G, 9G, 10G, 11G, 12G, 13G, 14G and 15G Thirty-First Supplemental Indenture and Pledge and Security Agreement dated October 24, 2017 , by and between AMERCO and U.S. Bank National Association, as trustee . 5.1 Opinion of Jennifer M. Settles, Secretary of AMERCO. 23.1 Consent of Jennifer M. Settles, Secretary of AMERCO (included in Exhibit 5.1).